Active Miscellaneous Safety Members – Survivor Benefits

A Qualified Survivor is:

  1. Eligible Spouse/Domestic Partner: the member’s spouse/domestic partner to whom the member was married/domestic partnership for at least one full year immediately prior to his/her date of retirement who remains married/domestic partnership during retirement until the member’s death, or if the member dies while an active employee, to whom the member was married/domestic partnership at least one full year immediately prior to the date of the injury or onset of the illness that results in the member’s death (SFERS recognizes domestic partnerships that have been established by filing a Declaration of Domestic Partnership with the San Francisco County Clerk, domestic partnerships registered with the State of California or other California jurisdictions, as well as domestic partnerships or similar legal relationships formed and recognized in other jurisdictions); or
  2. Unmarried child under age 18
  3. Dependent child of any age
  4. Dependent parent(s)

If You Die While an Active Miscellaneous Safety Employee Due to a Work-Related Cause

green bullet If a member dies after he/she is qualified to retire, the Retirement System will pay a monthly continuation allowance to a qualified survivor equal to the monthly retirement benefit you would have received had you retired on the date of your death.
green bullet If a member dies before he/she is qualified to retire, the Retirement System will pay a monthly continuation allowance to a qualified survivor equal to your compensation at date of death payable until the date you would have qualified for service retirement with 25 years of service, at which time the continuation benefit is adjusted to service retirement, calculated as if you had continued service without interruption in the rank held at retirement.
green bullet If a member dies and he/she is not qualified for service retirement and no qualified survivor, the Retirement System will paya lump sum distribution equal to your contributions and interest, plus 6 months compensation earnable paid to the designated beneficiary or beneficiaries, or member’s estate.


If You Die while an Active Miscellaneous Safety Employee Due to Non-Work-Related Cause

 green bullet If a member dies after he/she is qualified to retire, the Retirement System will pay a monthly continuation allowance to a qualified survivor equal to 50% of the monthly retirement benefit you would have received had you retired on the date of your death.
green bullet If a member dies before age 50 but with 25 or more years of service credit, the Retirement System will pay a monthly continuation allowance to a qualified survivor equal to 50% of the monthly retirement benefit you would have received had you been age 50 and retired on the date of your death.
green bullet If a member dies before age 50 with at least 10 years but less than 25 years of service, the Retirement System will pay a monthly continuation allowance to a qualified survivor equal to the monthly ordinary disability benefit you would have been entitled to on the day before your death. The minimum monthly allowance is no less than 33 1/3% of the member’s final compensation at the time of his/her death.
green bullet If a member dies with less than 10 years of service credit (and death was due to non-work-related cause), or does not have a qualified survivor, the Retirement System will pay a lump sum distribution equal to your contributions and interest, plus 6 months compensation earnable paid to the designated beneficiary or beneficiaries, or member’s estate.
green bullet If total continuation benefits paid are less than the lump sum account balance plus 6 months earnable compensation, any difference is payable in priority order to remarried spouse/domestic partner, surviving children, or member’s estate

A continuation allowance is payable to a qualified survivor for only the period that the survivor remains qualified (e.g., the earlier of age 18 or date of marriage for an unmarried child under age 18, or until remarriage for a spouse).

If you require additional information about survivor benefits, see the Summary Plan Provision for the Miscellaneous Safety Plan.

 

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