Separation Benefits – Safety Members

If you leave employment with the City and County of San Francisco, before you are qualified for service retirement, you have two termination options for your accumulated contributions: Vesting or Refund of Contributions.

Vesting

You may elect to “Vest” and leave your contributions with SFERS until you reach an age at which you become eligible to claim a vesting allowance, if you:

leave employment with the City and County of San Francisco
have five years or more of credited service with SFERS or in combination with SFERS and another reciprocal system(s)
are not qualified for service retirement

To Elect Vesting

  1. Log in to the secure member portal mySFERS, and select “Termination Option Request” under the “Profile” tab to access the SFERS Termination Options Form.
  2. You have 90 days from your separation date (your last day of employment) to make a vesting election.
  3. We require proof of separation by Emerge employment status or department issued Separation Report. An appointment is not required to make a vesting election.

You may claim your vesting benefit as early as age 50. See your “Summary of Plan Provisions” for vesting eligibility. An appointment is required to apply for a vesting benefit. Access our online Retirement Appointment Scheduler via the secure member portal mySFERS.

Refund

If you leave employment with the City and County of San Francisco, you can receive a full refund of your contributions if you:

have less than five years of credited service with SFERS or in combination with SFERS and another reciprocal system(s) and are not joining another reciprocal system
or
have five years or more of credited service with SFERS or in combination with SFERS and another reciprocal system(s) and you elect not to vest or to retire for service from SFERS. If you have five (5) or more years credited service, you must visit SFERS to speak with a Retirement Counselor before receiving a refund

To Elect a Refund of Contributions

  1. Log in to the secure member portal mySFERS, and select “Termination Option Request” under the “Profile” tab to access the SFERS Termination Options Form.
  2. You have 90 days from your separation date (your last day of employment) to request a refund of contributions.
  3. We require proof of separation by Emerge employment status or department issued Separation Report before we can start the refund process. An appointment is not required to request a refund of contributions.

Refunds are processed within eight (8) weeks from the latter of the refund request date, your separation date, or the date of your last paycheck.

Accepting a refund of your retirement contributions terminates your claim to any future benefit from the San Francisco Employees’ Retirement System.  A refund may also impact your claim to CCSF retiree health benefits. Contact the Health Service System directly at 415-554-1750 prior to electing a refund.

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