Survivor Benefits

Continuation Allowance

If a miscellaneous member dies while retired, SFERS will pay a continuation allowance to a qualified survivor equal to 50% of the monthly service retirement benefit the retired member was receiving at the time of his/her death.

A qualified spouse/domestic partner must also be designated as the member’s sole primary beneficiary in order to receive a continuation allowance.

A Qualified Survivor is:

 Eligible spouse/domestic partner; or
 Unmarried child under age 18

 Select the appropriate link for a detailed definition of “Qualified Survivor”: Miscellaneous Old Plan or Miscellaneous New Plans.

A continuation allowance is payable to a qualified survivor only for the period that the survivor remains qualified (e.g., an unmarried child until age 18 or marriage, or a spouse until remarriage).

If you do not have a qualified survivor, then a lump sum benefit will be paid to your designated beneficiary or beneficiaries.

Lump Sum Benefit

SFERS will pay a lump sum benefit to your designated beneficiary equal to $100 for each year of service credit up to a maximum of $3,000.

A Beneficiary is:

Someone named by the member to receive a lump sum benefit upon the member’s death.  A beneficiary may be a person or persons, a trust, or an estate.  If a member does not have a qualified survivor and does not designate a beneficiary, a lump sum benefit will be paid to the member’s estate.

 If you require additional information about survivor benefits, please contact the Retirement System.

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