Qualified Survivor New Plans

Active Safety Member (Police and Fire) – New Plans
(members hired on or after November 2, 1976)

A Qualified Survivor is:

1.

Eligible Spouse/Domestic Partner: your spouse/domestic partner who was your spouse/domestic partner on the date of injury or onset of illness that resulted in death, or was your spouse/domestic partner continuously for at least one full year immediately prior to your death (SFERS recognizes domestic partnerships that have been established by filing a Declaration of Domestic Partnership with the San Francisco County Clerk, domestic partnerships registered with the State of California or other California jurisdictions, as well as domestic partnerships or similar legal relationships formed and recognized in other jurisdictions); or

2.

Unmarried child under age 18; or

3.

Dependent child of any age; or

4. Dependent parent(s)

 

If You Die Due to a Work-Related Cause While an Active Safety Employee:

  • Should you die after you are qualified to retire, the Retirement System will pay a monthly continuation allowance to a qualified survivor equal to 100% of the monthly retirement benefit you would have received had you retired on the date of your death.
  • Should you die before you are qualified to retire, the Retirement System will pay a monthly continuation allowance to a qualified survivor equal to your compensation at the time of your death. This continuation allowance will be paid until the date you would have qualified for a service retirement (age 50 and 25 years of service), at which time, the monthly continuation allowance will be recalculated to be equal to 100% of the monthly retirement benefit you would have received had you retired for service on that date.
  • Should you die and you are not qualified for service retirement and you have no qualified survivor, the Retirement System will pay a lump sum distribution equal to your contributions and interest, plus 6 months compensation earnable to your designated beneficiary(ies), or your estate.

If You Die Due to a Non-Work-Related Cause While an Active Safety Employee:

  • Should you die after you are qualified to retire, the Retirement System will pay a monthly continuation allowance to a qualified survivor equal to 50% of the monthly retirement benefit you would have received had you retired on the date of your death.
  • Should you die before age 50 but with 25 or more years of service credit, the Retirement System will pay a monthly continuation allowance to a qualified survivor equal to 50% of the monthly retirement benefit you would have received had you been age 50 and retired on the date of your death.
  • Should you die with 10 or more years of service regardless of age, the Retirement System will pay a monthly continuation allowance to a qualified survivor equal to the monthly ordinary disability benefit you would have been entitled to on the day before your death. The minimum monthly allowance is no less than 33 1/3% of your final compensation at the time of your death.
  • Should you die with less than 10 years of service credit (and death was due to non-work-related cause) or you do not have a qualified survivor, then a lump sum distribution equal to your contributions and interest, plus 6 months compensation earnable will be paid to your named beneficiary(ies), or your estate.
  • If total continuation benefits paid are less than the lump sum account balance plus 6 months compensation earnable, any difference is paid in priority order to remarried spouse/domestic partner, surviving children, or member’s estate.

 

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