Survivor Benefits

In the event of your death, the SFERS Pension Plan provides for a continuation allowance to your qualified survivor and/or a lump sum benefit to your designated beneficiary or beneficiaries.

As a member in the Safety Plan, the type and amount of the benefit your survivor receives is primarily dependent upon:

  • your Plan (old or new)
  • your cause of death (work-related or non-work-related);
  • your membership status at date of death (active or retired); and
  • the survivor’s status on the date of your death (qualified survivor and/or beneficiary)

A qualified spouse/domestic partner must also be designated as your sole primary beneficiary to receive a continuation allowance upon your death

A Qualified Survivor is:

1. Eligible spouse/domestic partner; or
2. Unmarried child/children under age 18 or;
3. Dependent child/children of any age or;
4. Dependent parent(s)


A continuation allowance may be paid to your qualified survivor, but only for the period that the survivor remains qualified (e.g. an unmarried child until age 18 or marriage, or a spouse until remarriage).

Select the appropriate link for a definition of “Qualified Survivor” with Survivor Benefit details: Qualified Survivor Old Plans or Qualified Survivor New Plans

If you do not have a qualified survivor, a lump sum benefit will be paid to your named beneficiary or beneficiaries.

A Beneficiary is:

A person or persons, a trust, or an estate designated to receive a lump sum benefit upon your death.  If you do not designate a beneficiary, a lump sum benefit will be paid to your estate.


To designate a beneficiary or update beneficiary information, download, complete, and mail a SFERS Designation of Beneficiary Form. Please have the completed form notarized before mailing it to our office.

Please refer to “Death prior to Retirement” in your “Summary of Key Plan Provisions” for a detailed description of survivor benefits.

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