The SFERS Pension Plan is a tax-qualified defined benefit plan funded through employee and employer contributions and investment earnings. SFERS benefits are intended to provide post-employment income to the member during his/her lifetime and to the member’s qualified survivors. The SFERS Pension Plan provides three main categories of benefits: retirement (service or disability) benefits; separation (refund or deferred retirement) benefits; and survivor (pre- and post-retirement) benefits.

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